Saturday, September 22, 2012
Your Income Increases @ EZ Wealth Network: Investing in Your LifestyleYou know the general pe...
Your Income Increases @ EZ Wealth Network: Investing in Your LifestyleYou know the general pe...: Investing in Your Lifestyle You know the general perception is that long term finance is a safety net for retirement, or a saving for that...
Investing in Your Lifestyle
You know the general perception is that long term finance is a safety net for retirement, or a saving for that dream vacation. You see long term finance literally means money borrowed which will be repaid in more than one year, at times stretching up to a period of 20 years! Mostly people after a certain age just start spending their life rather than living it. But it is never too late to make a new beginning, to follow your dreams. You know what they say, age is only a number, just because you are 60 doesn’t mean you are too old to live you dreams “the American dream.”
You know the general perception is that long term finance is a safety net for retirement, or a saving for that dream vacation. You see long term finance literally means money borrowed which will be repaid in more than one year, at times stretching up to a period of 20 years! Mostly people after a certain age just start spending their life rather than living it. But it is never too late to make a new beginning, to follow your dreams. You know what they say, age is only a number, just because you are 60 doesn’t mean you are too old to live you dreams “the American dream.”
Same goes for youngsters, you don’t have to wait until you are employed to start saving up for your goals. Remember the 14-year old Wilow Tufano, who bought a repossessed house for $12,000 earlier this year? She had started collecting money since she was seven by finding free items and selling things that were considered “junk” by others. And now she has rented out her house and gets a residual income of $700 per month, presumably making her the youngest landlord in America. So no matter what your age, now is the best time to start working towards your goals.
A stable residual income can help you save up for all those items on your wish list or dog-eared magazine pages. Multi tasking is no longer an art; it is must to keep up with today’s fast paced life. Here are some ways to help you save up those extra bucks.
Property
You see investing in property carries the least amount of risk and generates a constant, stable income. You not only get monthly rental on the property, but your property value will also keep on increasing. If you do not have the money to buy property, you can always opt for getting a long-term loan, and repay it with the rental income.
Sleeping Partner
Invest your money in a potential business idea and become a sleeping partner. You will get a lower profit than the active partners, but considering you aren’t really moving a muscle, it isn’t a bad investment.
Franchise
A franchise follows a successful system, created by somebody else’s labor and time investment. So it doesn’t need to be looked after on a daily basis, but will earn you good money
Stock Market
According to Steven Roddy, a successful marketer, “The best advice that I ever heard concerning stocks and real estate is that when America is talking stocks, buy real estate. And when Americans are talking about real estate then buy stocks.” The market will be cheaper when people are selling, hence it is a good time to buy, and sell if the market prices go high.
Lending a Room
If you have an extra room or a guest bedroom, a good idea will be to rent it out to a paying guest. Provide a good breakfast and dinner deal and you’ll be making a reasonable amount of money without having to invest muchmoney.
The most important part however is to be consistent, markets may fall and damages may incur, but these are just small hiccups and will eventually sort out. However every business or investment no matter how small or secure, requires some time and looking after. So keep a constant check and a small chunk of the profits for maintenance.
Try this cool online income opportunity,I highly recommend it to you. Get details at http://makemoney.ezwealthnetwork.com . I am a network member there and I love it
Wednesday, September 12, 2012
Your Income Increases @ EZ Wealth Network: Ways To Make Money With One Article
Your Income Increases @ EZ Wealth Network: Ways To Make Money With One Article: Ways To Make Money With One Article Would you like to know a winning formula on how to make money on the Web from writing articles? Here's h...
Ways To Make Money With One Article
Ways To Make Money With One Article
Would you like to know a winning formula on how to make money on the Web from writing articles? Here's how I do it: I write an article, create 4-5 versions of it, and sell it for use by others in my same profession. In fact, just that one part of my business generates enough income to fully support myself comfortably. Just about anyone in any profession or business can copy this formula.
This formula can be used in any industry. Let's say you are a veterinarian. You know a lot about pets, and about your vet clinic clients. You can easily write articles that appeal to your customers who are pet owners. You may already write and publish a regular newsletter with articles that appeal to your clients and potential clients.
What's to stop you from writing your article to suit the needs of other vets who need to send out a newsletter? You post a brief synopsis of this article on your website for vets, offering it to them for a fee. They buy the reprint rights, and it gets used by hundreds of other vets who want to save themselves time and energy on their own newsletters.
That is one way of making money by writing articles on the Web, but here are four more ways, all from the same article.
You can revise your article several times in several lengths. It can be sold in three different lengths, for example, 2000 words to form a 4-page newsletter, 1000 words for a 2-page newsletter, and 600-700 words for electronic email ezines. That makes three more ways to sell the same article.
You also take that same article, change the title, make it more personal adding your own experiences, including your personal details and website links. You submit it to article directories on the web.
You see this version of your article with your name on it gets picked up - this time for free -because there are other websites looking for content. Each time another website publishes your article on their site, they link back to your site. The more incoming links you have to your website, the higher value the search engines give you.
You see this means you will start coming up higher in the search engine rankings when people type in key words in Google or one of the other search directories. That is a fifth way to make money from the same article. This technique is more indirect. Your article is being used for free, you see the linking power will drive new customers to your site.
Here's a bonus idea for making money from your articles: compile a group of articles about the same topic, format them into a PDF e-book, and sell it on your site.
You probably have knowledge and expertise in your own field that others would pay for, in order to have quality content for their own newsletters. This method requires good writing skills, or you can hire a professional editor to help you. It also requires you master the art of marketing on the web in order to reach potential buyers of your articles. To market successfully, you can submit your articles to the many article directories on the Web, and quickly build traffic to your websites and blogs.
Try this cool online income opportunity,I highly recommend it to you. Get details at http://makemoney.ezwealthnetwork.com . I am a network member there and I love it !
Would you like to know a winning formula on how to make money on the Web from writing articles? Here's how I do it: I write an article, create 4-5 versions of it, and sell it for use by others in my same profession. In fact, just that one part of my business generates enough income to fully support myself comfortably. Just about anyone in any profession or business can copy this formula.
This formula can be used in any industry. Let's say you are a veterinarian. You know a lot about pets, and about your vet clinic clients. You can easily write articles that appeal to your customers who are pet owners. You may already write and publish a regular newsletter with articles that appeal to your clients and potential clients.
What's to stop you from writing your article to suit the needs of other vets who need to send out a newsletter? You post a brief synopsis of this article on your website for vets, offering it to them for a fee. They buy the reprint rights, and it gets used by hundreds of other vets who want to save themselves time and energy on their own newsletters.
That is one way of making money by writing articles on the Web, but here are four more ways, all from the same article.
You can revise your article several times in several lengths. It can be sold in three different lengths, for example, 2000 words to form a 4-page newsletter, 1000 words for a 2-page newsletter, and 600-700 words for electronic email ezines. That makes three more ways to sell the same article.
You also take that same article, change the title, make it more personal adding your own experiences, including your personal details and website links. You submit it to article directories on the web.
You see this version of your article with your name on it gets picked up - this time for free -because there are other websites looking for content. Each time another website publishes your article on their site, they link back to your site. The more incoming links you have to your website, the higher value the search engines give you.
You see this means you will start coming up higher in the search engine rankings when people type in key words in Google or one of the other search directories. That is a fifth way to make money from the same article. This technique is more indirect. Your article is being used for free, you see the linking power will drive new customers to your site.
Here's a bonus idea for making money from your articles: compile a group of articles about the same topic, format them into a PDF e-book, and sell it on your site.
You probably have knowledge and expertise in your own field that others would pay for, in order to have quality content for their own newsletters. This method requires good writing skills, or you can hire a professional editor to help you. It also requires you master the art of marketing on the web in order to reach potential buyers of your articles. To market successfully, you can submit your articles to the many article directories on the Web, and quickly build traffic to your websites and blogs.
Try this cool online income opportunity,I highly recommend it to you. Get details at http://makemoney.ezwealthnetwork.com . I am a network member there and I love it !
Wednesday, September 5, 2012
Your Income Increases @ EZ Wealth Network: 10 Tips To Make Sure Your Financial Budget Will Su...
Your Income Increases @ EZ Wealth Network: 10 Tips To Make Sure Your Financial Budget Will Su...: 10 Tips To Make Sure Your Financial Budget Will Succeed You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken wit...
10 Tips To Make Sure Your Financial Budget Will Succeed
10 Tips To Make Sure Your Financial Budget Will Succeed
You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budget and your financial goals 6 months or a year down the road. How do you keep this from happening to you?
Here’s how. Make sure you follow some of these tips below
You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budget and your financial goals 6 months or a year down the road. How do you keep this from happening to you?
Here’s how. Make sure you follow some of these tips below so this doesn’t happen to you.
1. Create your budget with realistic targets – Let’s say one of your budget goals is to not eat out for lunch or dinner on a regular basis. If you are honest with yourself you may find this to be an unrealistic goal. Sometimes it’s a nice break to eat out and have a relaxing rewarding evening. In other words, don’t set the bar too high. Drastic and unrealistic goals are one of the surefire ways your budget will not succeed.
2. Budget for expenses that don’t occur on a routine basis – Make sure you give consideration to expenses that occur once a year, such as holiday presents, birthdays, vacations, weddings, car maintenance costs, etc. These expenses don’t occur every month and they will bust your budget plans wide open. Make a list of these events on a calendar and put a dollar figure to them. Place them in the month they are expected to occur so you can plan in advance how you will pay for them. The regular routine expenses are not the reason your budget will fail. It is these all of a sudden stuff ,surprises,just popped up, coming up stuff or events now, that will wreck havoc on your budget if you don’t plan for them.
3. Write your budget down, yes put your budget in writing – Take the time to write down your budget plans. Making a mental note of your budget goals is a recipe for failure. Don’t assume that your financial future will take care of itself by making a simple mental note to yourself. If you have your budget goals detailed in writing you can review and remind yourself weekly and monthly of your financial goals.
4. If you have a bad month or week, don’t give up! – Let’s say you have been reaching your budget goals for three months. In the fourth month, for whatever reason, you didn’t reach your budget goals. Maybe you even stopped trying to stick to your budget! If this happens, don’t just throw your hands up in the air and admit to failure. Everyone falls off the wagon sometimes. Your budget is a journey. There will be bumps in the road, so the key is to realize that everyone makes mistakes. This relates to a story I like about a great old time golfer named Walter Hagen. Before each round of golf, he told himself that he would have 4 or 5 bad shots. During the golf round, if he hit his ball into a bunker, he would tell himself, “There is one of my bad shots that I was expecting”, hit the ball out of the bunker and move on. It didn’t phase him one bit because he had knew there would be some bad shots in his round.
5.You will need to adjust your budget over time – This one is a biggie! It can take months or even years to fine tune a personal budget. When you initially made your budget plans, you probably had to guess at some of your figures. They might not have been in touch with the realities of every day life. For example, you may have underestimated your monthly grocery or utility bills. If this happens, analyze all of the underlying money that was spend in this category to see if your initial estimate was unrealistic. If it was, try to come up with a more accurate number and then to stick to that new figure. It is this type of adjustment that is one of the keys to making sure you can stick to your budget.
6. Review your budget every month – This is where you will make any adjustments that are needed. Set aside the first day of each new month to review your income and expenditures and match them to your budget goals. By actively reviewing your finances and comparing it to your budget, you can adjust your spending habits. This gives you a chance to analyze areas that exceeded your budget expectations and make the adjustments in your spending habits or your budget. The goal here is to not forget about your budget. Put a printout of your basic budget goals on the refrigerator anywhere it is visible for you. That way every day, several times a day, you notice your budget goals sheet. You may not read it every time, but you notice it and it reminds you that need to stick to your budget. That is why tip number 3 is so important.
7. You have to set specific short-term goals – Let’s say one of your budget goals is to have all of your credit card bills paid off in two years. If your credit card balances total $20,000 that would be $10,000 a year. Divide that number further into quarterly reductions in your credit card bills, in this case $2,500 every 3 months. Now, this is a more tangible budget goal to shoot for isn’t it? I find that when I divide intermediate and long term goals into short-term tangible stepping stones, I am able to feel a greater sense of accomplishment and am more likely to succeed. This brings us to number eight…
8. Reward yourself – That’s right! Treat yourself when you reach some of your short-term goals. Since your financial budget is really a journey, take some time to smell the roses on your way. Sticking to your budget should not be a restrictive, unpleasant experience. Not only should you take the time to enjoy your financial accomplishments along the way, and still have some fun and use a part of your budget for things you like. Just make sure your rewards don’t end up breaking your budget!
9.Don't forget pay yourself first – I’m sure that one of your budget goals is to save and invest a portion of your income. One of the keys to make sure you succeed at this is to do what the IRS does with your paycheck, take it out of your discretionary income immediately. This way, the money is saved away right off the bat. Move the money immediately into a savings or mutual fund account. Many mutual fund companies can setup automatic deductions from your paycheck. Despite your best intentions to save, the hectic, daily demands of life can reduce the amount you are able to save.
10. You have to have the right attitude, attitude is everything – When most people think of a budget, they picture restrictions and pain. Almost like a diet. You know what happens with most diets? They don’t seem work for long! First, if your budget is too strict, too restrictive on your spending, it won’t work either. However, you will need to limit your spending in some areas and this will take some adjustment in your attitude. When you feel limited and sorry for yourself, and when you can’t purchase something that you might want, remember your financial goals that you set with your budget. Now think about the satisfaction you feel when you reach those goals. Over time, you find that you don’t want to disappoint yourself by breaking your spending goals on a spur of the moment purchase. You will most likely get more pleasure knowing that you are reaching your budget goals when the thought of an impulse purchase crosses your mind.
If you follow these tips, your budget plans are more likely to be a great success. By taking some simple steps you will find that living within a budget is not as tough as you imagined it is about attitude. It can actually be fun and rewarding! And those rewards are a good thing
Try this cool online income opportunity,I highly recommend it to you. Get details at http://makemoney.ezwealthnetwork.com . I am a network member there and I love it !
You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budget and your financial goals 6 months or a year down the road. How do you keep this from happening to you?
Here’s how. Make sure you follow some of these tips below
You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budget and your financial goals 6 months or a year down the road. How do you keep this from happening to you?
Here’s how. Make sure you follow some of these tips below so this doesn’t happen to you.
1. Create your budget with realistic targets – Let’s say one of your budget goals is to not eat out for lunch or dinner on a regular basis. If you are honest with yourself you may find this to be an unrealistic goal. Sometimes it’s a nice break to eat out and have a relaxing rewarding evening. In other words, don’t set the bar too high. Drastic and unrealistic goals are one of the surefire ways your budget will not succeed.
2. Budget for expenses that don’t occur on a routine basis – Make sure you give consideration to expenses that occur once a year, such as holiday presents, birthdays, vacations, weddings, car maintenance costs, etc. These expenses don’t occur every month and they will bust your budget plans wide open. Make a list of these events on a calendar and put a dollar figure to them. Place them in the month they are expected to occur so you can plan in advance how you will pay for them. The regular routine expenses are not the reason your budget will fail. It is these all of a sudden stuff ,surprises,just popped up, coming up stuff or events now, that will wreck havoc on your budget if you don’t plan for them.
3. Write your budget down, yes put your budget in writing – Take the time to write down your budget plans. Making a mental note of your budget goals is a recipe for failure. Don’t assume that your financial future will take care of itself by making a simple mental note to yourself. If you have your budget goals detailed in writing you can review and remind yourself weekly and monthly of your financial goals.
4. If you have a bad month or week, don’t give up! – Let’s say you have been reaching your budget goals for three months. In the fourth month, for whatever reason, you didn’t reach your budget goals. Maybe you even stopped trying to stick to your budget! If this happens, don’t just throw your hands up in the air and admit to failure. Everyone falls off the wagon sometimes. Your budget is a journey. There will be bumps in the road, so the key is to realize that everyone makes mistakes. This relates to a story I like about a great old time golfer named Walter Hagen. Before each round of golf, he told himself that he would have 4 or 5 bad shots. During the golf round, if he hit his ball into a bunker, he would tell himself, “There is one of my bad shots that I was expecting”, hit the ball out of the bunker and move on. It didn’t phase him one bit because he had knew there would be some bad shots in his round.
5.You will need to adjust your budget over time – This one is a biggie! It can take months or even years to fine tune a personal budget. When you initially made your budget plans, you probably had to guess at some of your figures. They might not have been in touch with the realities of every day life. For example, you may have underestimated your monthly grocery or utility bills. If this happens, analyze all of the underlying money that was spend in this category to see if your initial estimate was unrealistic. If it was, try to come up with a more accurate number and then to stick to that new figure. It is this type of adjustment that is one of the keys to making sure you can stick to your budget.
6. Review your budget every month – This is where you will make any adjustments that are needed. Set aside the first day of each new month to review your income and expenditures and match them to your budget goals. By actively reviewing your finances and comparing it to your budget, you can adjust your spending habits. This gives you a chance to analyze areas that exceeded your budget expectations and make the adjustments in your spending habits or your budget. The goal here is to not forget about your budget. Put a printout of your basic budget goals on the refrigerator anywhere it is visible for you. That way every day, several times a day, you notice your budget goals sheet. You may not read it every time, but you notice it and it reminds you that need to stick to your budget. That is why tip number 3 is so important.
7. You have to set specific short-term goals – Let’s say one of your budget goals is to have all of your credit card bills paid off in two years. If your credit card balances total $20,000 that would be $10,000 a year. Divide that number further into quarterly reductions in your credit card bills, in this case $2,500 every 3 months. Now, this is a more tangible budget goal to shoot for isn’t it? I find that when I divide intermediate and long term goals into short-term tangible stepping stones, I am able to feel a greater sense of accomplishment and am more likely to succeed. This brings us to number eight…
8. Reward yourself – That’s right! Treat yourself when you reach some of your short-term goals. Since your financial budget is really a journey, take some time to smell the roses on your way. Sticking to your budget should not be a restrictive, unpleasant experience. Not only should you take the time to enjoy your financial accomplishments along the way, and still have some fun and use a part of your budget for things you like. Just make sure your rewards don’t end up breaking your budget!
9.Don't forget pay yourself first – I’m sure that one of your budget goals is to save and invest a portion of your income. One of the keys to make sure you succeed at this is to do what the IRS does with your paycheck, take it out of your discretionary income immediately. This way, the money is saved away right off the bat. Move the money immediately into a savings or mutual fund account. Many mutual fund companies can setup automatic deductions from your paycheck. Despite your best intentions to save, the hectic, daily demands of life can reduce the amount you are able to save.
10. You have to have the right attitude, attitude is everything – When most people think of a budget, they picture restrictions and pain. Almost like a diet. You know what happens with most diets? They don’t seem work for long! First, if your budget is too strict, too restrictive on your spending, it won’t work either. However, you will need to limit your spending in some areas and this will take some adjustment in your attitude. When you feel limited and sorry for yourself, and when you can’t purchase something that you might want, remember your financial goals that you set with your budget. Now think about the satisfaction you feel when you reach those goals. Over time, you find that you don’t want to disappoint yourself by breaking your spending goals on a spur of the moment purchase. You will most likely get more pleasure knowing that you are reaching your budget goals when the thought of an impulse purchase crosses your mind.
If you follow these tips, your budget plans are more likely to be a great success. By taking some simple steps you will find that living within a budget is not as tough as you imagined it is about attitude. It can actually be fun and rewarding! And those rewards are a good thing
Try this cool online income opportunity,I highly recommend it to you. Get details at http://makemoney.ezwealthnetwork.com . I am a network member there and I love it !
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